Our services:
Auto & Motorcycle Insurance
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Many people think auto insurance is just something they are required to have by law and something they will likely never use. Auto insurance is a product you buy but hope you never have to use. It is not a maintenance plan or a new car replacement tool.
Auto insurance can not only protect your car but also your wallet. In the litigious society we live in a simple fender bender could turn into a lawsuit. Having a solid auto insurance policy can prevent that from happening.
Home & Renters Coverage
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Home insurance, also commonly called hazard insurance, fire insurance, or homeowner's insurance. This is a type of property insurance that covers a private residence.
It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use, or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
Business Insurance
Protect your investment…
Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster.
Business Insurance is a broad name for different coverages available to the business owner to protect against losses and to insure the continuing operation of the business.
Life Insurance
Many types, simple choices…
Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
Which type is best for you? That depends on your unique circumstances and financial goals. But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.
Umbrella & Other Types
Nothing falls through the cracks…
Need an umbrella policy? Need coverage for a diamond ring? Have questions about insuring something else? At Lookout Insurance, we are here to make this processes quick, simple, and smooth. Let us be the trusted advisor you need and trust!
Mortgage Loans
We strive to be a full-service agency…
We know that a new home purchase can be daunting. That’s why we seek to make the process of securing a loan as easy as possible. We partner with MortgageRight Chattanooga, and our agency owner Kelly Thornbury (NMLS: 2257112) will walk with you through the process.
Conventional Mortgage Loans, FHA, USDA, VA, Jumbo, and Reverse Mortgage Loans are our specialty. Applying is easy! Simply click on the button below, follow the prompts, and your new home is on its way to becoming a reality.